Remember you’re simplifying your life, so if you are already in a tight financial situation, think twice before you break out your credit card to pay for something that you don’t need, or can’t afford.
Stay out of debt
Unless we are talking about basic necessities, if you can’t afford something, let it go until you can. Ask yourself ‘is this a need, or a want?’. There is no need to take on unnecessary debt because it adds anxiety to your life. The anxiety will take away from your moments of peace. You can live with less and enjoy life with what you have.